Knowledge and Resources

2021 Budget Report

We are pleased to share this overview of the 2021 Budget announced by Rishi Sunak on 3rd March.

Read more

Are you clear on your Tax Allowances?

Tax can be complicated, being sure of your allowances is important. This handy Tax card will help you review allowances for the current tax year (2020-2021) which ends on 5th April 2021. Please do treat this as a guide only and seek Professional advice before making tax decisions. If you want to check that you […]

Read more

Why should children learn about money?

How can you teach children about money and why is it so important? In this video Rob Gardner, Director of Investments at St. James’s Place, explains why educating children on where money comes from and how to look after it is so key to their future financial security.

Read more

Why is compound interest so powerful?

Why is compound interest so powerful? Rob Gardner, Director of Investments at St. James’s Place, explains how it works and why it’s one of the keys to growing your wealth.

Read more

The psychology of risk

The Undercover Economist, Tim Harford, explains why we tend to over-insure small risks – and under-protect ourselves against big ones. If you had a pet, would you consider insurance to cover veterinary costs? How about insuring against a much more costly event: loss of income if you fall ill? According to a January 2019 study […]

Read more

What’s your retirement game plan?

The pension freedoms have put a number of new options in play, and each decision you make will affect the sustainability of your income through retirement. If there’s one overarching aim when building up a pension pot, it’s to get as much money into it as possible.  The process of turning that pension into a […]

Read more

Batten down the hatches or go out in the storm?

How to grab opportunities during times of crisis. The coronavirus outbreak has caused extraordinary disruption, and the economic consequences of the pandemic are becoming increasingly clear. The past months have been a time of uncertainty and worry for us all, yet individual experiences vary hugely. Some of us have been furloughed or are facing redundancy. […]

Read more

Summer Economic Update: present action & signposts for the future

The Chancellor will wait until the Autumn before planning how to recover the costs of his spending spree. Alliteration has gone into overdrive when it comes to government initiatives. Hard on the heels of “Super Saturday”, we had the Chancellor’s “Summer Statement “. While there is understandable public concern over how the ever-increasing government debt […]

Read more

Responsible investment after coronavirus

How the investment community can help advance the environmental gains that have come out of COVID-19

Read more

Ways to help safeguard your financial future

How coronavirus has underlined the importance of always being prepared.

Read more
Load More

James Bowers is a member of Sovereign Wealth LLP.

Find out more about Sovereign at our corporate site.


Sovereign Wealth Limited is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group’s wealth management products and services, more details of which are set out on the group’s website Sovereign Wealth Limited is a Limited company registered in England and Wales, Number 07115386. The ‘St. James’s Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James’s Place representatives.